Archive for: October 03, 2016

There has been no shortage of “FinTech” disruption throughout the past decade. For some it has been like riding a wild tiger – trying to hang on. For others it’s been about avoiding being devoured. But this tiger – digital banking innovation – is starting to pop up in an unexpected place – small banks and credit unions. This lower-end segment of the banking industry, typically defined as banks with less than $10 billion in assets, has consolidated in the past 20 years. The smallest of banks, those with assets less than $100 million, have been particularly hard hit as…

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